The aroma alone from a simmering pot of Creamy Cheesy Ground Beef Taco Soup instantly transports me to a cozy, happy place. It’s the kind of meal that feels like a warm hug on a chilly evening, effortlessly combining the vibrant, zesty flavors of your favorite taco night with the comforting richness of a hearty soup. This recipe isn’t just about filling a bowl; it’s about creating an experience that satisfies deep down, making weeknight dinners exciting again without adding extra stress.
Why You’ll Love This Dish
This isn’t another run-of-the-mill soup; it’s a culinary celebration wrapped in convenience. You’ll absolutely adore this Creamy Cheesy Ground Beef Taco Soup because it hits all the right notes: it’s incredibly flavorful, surprisingly easy to whip up, and a guaranteed crowd-pleaser. Whether you’re wrangling hungry kids after school, hosting a casual get-together, or simply seeking a comforting meal for yourself, this soup delivers. Its creamy texture and rich, cheesy goodness make it feel indulgent, while the familiar taco spices offer a kick that keeps every spoonful interesting. Plus, it’s a fantastic way to use up pantry staples, making it incredibly budget-friendly for those busy weeks.
> “I made this Creamy Cheesy Ground Beef Taco Soup last night, and my family devoured it! Even my picky eater asked for seconds. It’s so much flavor for so little effort. Definitely adding this to our regular rotation!” — A happy home cook
Preparing Creamy Cheesy Ground Beef Taco Soup
Making this soup is a straightforward process, even for beginner cooks. You’ll start by browning the ground beef, then add onions and spices to create a fragrant base. Next come the canned goods – diced tomatoes, corn, and beans – which contribute to the soup’s heartiness. The magic really happens when you introduce the cream cheese and heavy cream, transforming it into that luscious, velvety consistency. A final sprinkle of shredded cheese and a swirl of your favorite toppings make it complete. It’s a series of simple steps that consistently yields an exceptionally delicious result.
Gather These Items
To bring this comforting Creamy Cheesy Ground Beef Taco Soup to life, you’ll need a few key players. Most of these are likely already in your pantry!
- 1 tablespoon olive oil
- 1 pound lean ground beef
- 1 medium yellow onion, chopped
- 2 cloves garlic, minced
- 1 (10-ounce) can Rotel (diced tomatoes with green chilies), undrained
- 1 (15-ounce) can black beans, rinsed and drained
- 1 (15-ounce) can kidney beans, rinsed and drained
- 1 (15-ounce) can whole kernel corn, drained
- 1 (14.5-ounce) can crushed tomatoes
- 1 (14.5-ounce) can chicken broth
- 1 packet (1 ounce) taco seasoning mix
- 1 teaspoon chili powder
- 1/2 teaspoon cumin
- 4 ounces cream cheese, softened and cut into cubes
- 1/2 cup heavy cream (or milk for a lighter version)
- 1 cup shredded cheddar cheese (plus more for topping)
- Salt and freshly ground black pepper to taste
Directions to Follow
Let’s get cooking! Follow these clear steps for a perfect pot of Creamy Cheesy Ground Beef Taco Soup:
- Brown the Beef: Heat the olive oil in a large Dutch oven or soup pot over medium-high heat. Add the ground beef and cook, breaking it up with a spoon, until it’s fully browned. Drain off any excess grease.
- Sauté Aromatics: Add the chopped onion to the pot with the beef and cook until softened, about 5-7 minutes. Stir in the minced garlic and cook for another minute until fragrant.
- Build the Base: Stir in the Rotel (undrained), rinsed black beans, rinsed kidney beans, drained corn, crushed tomatoes, and chicken broth.
- Add Spices: Sprinkle in the taco seasoning mix, chili powder, and cumin. Stir well to combine all ingredients.
- Simmer: Bring the soup to a gentle simmer, then reduce the heat to low, cover, and let it cook for at least 15-20 minutes, allowing the flavors to meld beautifully.
- Creamy Finish: Uncover the soup. Add the softened cream cheese cubes and heavy cream. Stir continuously until the cream cheese is completely melted and smoothly incorporated, creating that luscious, creamy texture.
- Cheese Time: Stir in the 1 cup of shredded cheddar cheese until it’s fully melted and has thickened the soup slightly.
- Season and Serve: Taste the soup and season with salt and pepper as needed. Ladle hot soup into bowls and top with additional shredded cheese and your favorite taco soup garnishes.
Best Ways to Enjoy It
This soup is incredibly versatile when it comes to serving! For a classic approach, offer a build-your-own topping bar: extra shredded cheddar, a dollop of sour cream or Greek yogurt, fresh chopped cilantro, sliced jalapeños, crispy tortilla strips, or even a squeeze of lime juice. For a heartier meal, serve it alongside warm cornbread or a side of crusty bread for dipping. It’s also fantastic paired with a simple green salad to balance the richness. Don’t be afraid to get creative – sometimes, a crumbled handful of your favorite corn chips adds just the right amount of crunch!
Keeping Leftovers Fresh
Proper storage is key to enjoying your Creamy Cheesy Ground Beef Taco Soup for days.
In the Refrigerator: Allow the soup to cool completely before transferring it to airtight containers. It will keep well in the refrigerator for up to 3-4 days. Reheat gently on the stovetop over low heat, stirring occasionally, or in the microwave. If it thickens too much, you can add a splash of milk or broth while reheating.
Freezing: This soup freezes surprisingly well! Once completely cooled, pour it into freezer-safe containers or heavy-duty freezer bags, leaving about an inch of headspace if using containers (liquids expand when frozen). It can be frozen for up to 2-3 months. Thaw overnight in the refrigerator before reheating. Note that the texture of the cream cheese and heavy cream might subtly change after freezing and thawing, but a good stir will usually bring it back.
Pro Chef Tips
- Drain the Beef Properly: Don’t skip draining the excess fat from the ground beef. This prevents your soup from becoming greasy and keeps the flavor clean.
- Don’t Rush the Simmer: The 15-20 minute simmer is crucial. It gives all those delicious spices and canned goods time to truly blend and deepen their flavors.
- Soften Cream Cheese: Make sure your cream cheese is at room temperature before adding it. This helps it melt smoothly and prevents lumps in your creamy soup. Cut it into small cubes for even faster melting.
- Adjust Spiciness: If you like more heat, add an extra pinch of chili powder or cayenne pepper with the initial spices. For less heat, you can use a mild Rotel or drain the liquid from the Rotel can.
- Fresh Garlic: While garlic powder works in a pinch, fresh minced garlic makes a noticeable difference in the overall aroma and flavor profile of the soup.
Creative Twists
Want to put your own spin on this classic? Here are a few ideas:
- Smoky Flavor: Add a teaspoon of smoked paprika along with the other spices for an extra layer of depth.
- Veggie Boost: Stir in diced bell peppers or zucchini with the onions for added nutrients and color. Spinach or kale could also be stirred in during the last 5 minutes of cooking.
- Spicy Kick: For those who love heat, add a diced jalapeño or serrano pepper when you sauté the onions, or a dash of your favorite hot sauce at the end.
- Protein Swap: While ground beef is classic, ground turkey or chicken can be used for a lighter version. For a vegetarian option, replace the beef with extra beans or plant-based crumbles.
- Cheese Variety: Experiment with different cheeses! Monterey Jack, Colby Jack, or even a Mexican cheese blend would work wonderfully.
- Garnish Galore: Beyond the usual, consider adding diced avocado, a dollop of guacamole, crushed tortilla chips, or pickled red onions for extra flair and flavor.
Your Questions Answered
Can I make this soup in a slow cooker?
A: Absolutely! Brown the ground beef and sauté the onion/garlic on the stovetop first, then transfer everything (except the cream cheese, heavy cream, and shredded cheddar) to your slow cooker. Cook on low for 4-6 hours or on high for 2-3 hours. Stir in the cream cheese, heavy cream, and cheddar during the last 30 minutes of cooking until melted and creamy.
What if I don’t have all the types of beans?
A: No problem! This soup is very forgiving. You can use any combination of beans you have on hand – pinto beans, cannellini beans, or even lentils could work. Just ensure the total amount is roughly equivalent to two standard cans.
Is this soup gluten-free?
A: Yes, as long as your taco seasoning mix is gluten-free (most are, but always check the label) and your chicken broth is certified gluten-free, this soup should be naturally gluten-free. It’s always best to check the labels on all canned goods for any hidden gluten.

Creamy Cheesy Ground Beef Taco Soup
Equipment
- Large pot or Dutch oven
Ingredients
Main Ingredients
- 1 lb ground beef
- 1 (10 oz) can Rotel (diced tomatoes with green chilies) undrained
- 1 (15 oz) can black beans rinsed and drained
- 1 (15 oz) can pinto beans rinsed and drained
- 1 packet (1 oz) taco seasoning mix
- 4 cups beef broth
- 4 oz cream cheese softened
- 1 cup shredded Colby Jack cheese (or cheddar, or a Mexican blend)
Optional Toppings
- sour cream
- fresh cilantro
- diced avocado
- crushed tortilla chips
Instructions
Cooking Steps
- In a large pot or Dutch oven, brown the ground beef over medium-high heat, breaking it apart, then drain any excess fat.
- Stir in the undrained Rotel, rinsed and drained black beans, pinto beans, and taco seasoning mix; cook for 2-3 minutes, stirring occasionally.
- Pour in the beef broth, bring to a simmer, then reduce heat to low, cover, and gently bubble for 5 minutes to deepen flavors.
- Remove from heat, add softened cream cheese and shredded Colby Jack cheese, and stir continuously until melted and smooth.
- Ladle hot soup into bowls and garnish with your favorite taco soup toppings.
